Superannuation Calculator
Estimate your super balance at retirement · SGC rate: 11.5% (FY 2024-25)
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Projected Super at Retirement
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Today's dollars (inflation not adjusted)
Total Employer Contributions-
Investment Growth-
Annual Super Contribution-
Note: This is a simplified projection. Actual returns vary. Fees, salary increases, and career breaks are not included. Consider getting financial advice for retirement planning.
About the Superannuation Guarantee
The Superannuation Guarantee (SGC) requires employers to contribute a minimum percentage of your ordinary time earnings into your super fund. The rate for FY 2024-25 is 11.5%, rising to 12% by 1 July 2025.
Super contributions are taxed at 15% within the fund (concessional contributions), which is lower than most income tax rates — making super a tax-effective way to save for retirement.